Terms & Conditions – MV Careers (Maria Vitoratos)

Effective Date: January 1, 2026

Welcome to MV Careers (“we”, “our”, “us”). By enrolling in any course, program, or membership within this academy, you agree to the following Terms & Conditions.

1. Use of This Platform

This academy provides educational content, tools, and guidance related to career discovery, educational planning, and personal development.

By enrolling, you agree to use this platform responsibly and not in any way that may harm, disrupt, or negatively impact other users or the integrity of the platform.

2. Eligibility

You must be at least 18 years old to purchase any program. If you are enrolling on behalf of a minor, you accept full responsibility for their participation and engagement.

3. Payments & Access

• All prices are listed in [currency].
• Payment must be completed before access is granted.
• For memberships (including the Hub), access is maintained only while payments remain active.
• We reserve the right to suspend or revoke access if payment is incomplete or declined.

4. Refund Policy

Due to the nature of digital products and immediate access to materials, all sales are final unless explicitly stated otherwise at the point of purchase.

5. Intellectual Property

All materials provided within MV Careers—including videos, frameworks, worksheets, and resources—are the intellectual property of Maria Vitoratos.

You may not:

• Share or distribute materials with others
• Reproduce or repurpose content for commercial use
• Upload or publish materials on external platforms

Unauthorized use may result in removal from the platform and potential legal action.

6. Community Guidelines

Where applicable (including the Hub and group spaces), you agree to:

• Engage respectfully and professionally
• Maintain confidentiality of other participants
• Refrain from unsolicited promotion or selling

We reserve the right to remove any participant who does not uphold these standards, without refund.

7. Educational Disclaimer

All content is provided for educational and informational purposes only.

We do not guarantee:

• University admissions
• Job placement
• Specific academic or career outcomes

Results depend on individual engagement, effort, and external factors beyond our control.

8. No Professional-Client Relationship

Participation in any MV Careers program does not establish a formal counselling, legal, or advisory relationship unless explicitly stated in a separate agreement.

9. Limitation of Liability

MV Careers is not liable for any direct or indirect damages resulting from the use or misuse of our content, platform, or services.

10. Hub-Specific Terms (MV Careers Virtual Hub)

The MV Careers Virtual Hub (“the Hub”) is a structured, guided support environment designed for parents and students who are actively working through career and education decisions.

By joining the Hub, you acknowledge and agree:

• The Hub is a guided experience, not passive content consumption
• Access includes ongoing support, resources, and structured guidance, not unlimited 1:1 consulting unless explicitly stated
• Engagement and implementation are the responsibility of the participant
• Respect for the community and shared space is essential
• Access may be revoked if participation is disruptive or misaligned with the purpose of the Hub

We reserve the right to modify the structure, content, or delivery of the Hub to maintain quality and effectiveness.

11. Modifications

We may update these Terms at any time. Continued use of the platform indicates acceptance of any changes.

12. Contact

For any questions, please contact:
[email protected]

Privacy Policy – MV Careers (Maria Vitoratos)

Effective Date: January 1, 2026

MV Careers (“we”, “our”, “us”) respects your privacy and is committed to protecting your personal information.

1. Information We Collect

We may collect the following information when you use our platform:

• Name and contact details (email address)
• Payment information (processed securely via third-party providers)
• Course activity and engagement data
• Communications (emails, messages, responses)

2. How We Use Your Information

We use your information to:

• Provide access to courses and programs
• Communicate with you - your enrollment
• Improve our content, services, and user experience
• Send relevant updates, offers, or resources (you can opt out anytime)

3. Data Sharing

We do not sell or rent your personal information.

We may share data with trusted third-party services (such as payment processors and platform providers) only as necessary to operate the academy.

4. Data Security

We take reasonable measures to protect your information. However, no online platform can guarantee absolute security.

5. Your Rights

You have the right to:

• Unsubscribe or opt-out of MV Careers  
• Request corrections or updates
• Request deletion of your data (where applicable)

To do so, contact: [email protected]

6. Cookies & Tracking

Our platform may use cookies or similar technologies to enhance your experience and analyze usage patterns.

7. Third-Party Links

Our platform may contain links to external websites. We are not responsible for their privacy practices.

8. Changes to This Policy

We may update this Privacy Policy as needed. Continued use of the platform indicates acceptance of those changes.

9. Contact

For privacy-related inquiries, contact:
[email protected]